In total, including this house, I’ve had five mortgage loans.īut before I ever had my first mortgage, I sat on the other side of the desk at the bank. When mortgage rates dropped at the start of the COVID-19 pandemic, I jumped to refinance to a lower rate. I’m writing this article in a home office in the third home I’ve owned with a mortgage. My second home was a single-family home in Portland, Oregon, where I only had the home a little more than a year but still managed to come out way ahead when selling. My first home was a condo in Denver, which I refinanced and eventually sold for a significant profit. Secret Insights Into the Mortgage and Refi Process Here’s a look at how refinancing saved me money and how Refily can put you on track to finding a lender who could help you see if you could save by refinancing.
I recently teamed up with Refily, a free-to-use platform that does the hard work for you of shopping around for a lender, allowing you to compare rates to help you pick the right provider for your needs. Those were both big financial wins that set me up to save tens of thousands of dollars over time. But I felt like a financially savvy grown-up after refinancing that mortgage, and another one more recently. There were several significant milestones where I felt like a real grown-up, and one of them was getting my first mortgage. This post is by me (Eric) and features my own opinions. This post comes to you in partnership with Refily. Mint Alternatives Summary Mint Alternatives While some new features like credit score reporting have been added, long-time features have slipped and the switch from an outsourced account data system to the in-house system built for Quicken have caused data errors and headaches for some users who are now in search of Mint alternatives. The site was acquired by personal finance powerhouse Intuit in 2009, and the site has undergone many changes. The site helps you automatically track your budgets, financial goals, and all of your transactions through one login and an intuitive interface.
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